financial services

ATP KONSULT: RELIABLE, TIMELY, COMPETENT ACCOUNTING SERVICES

Aneta Hristova has done it. Almost 20 years ago she founded ATP Konsult. In the time that has passed since then, she has built a respectable and modern accounting practice that offers high-quality tailored solutions to small and mid-size companies. Accounting, taxes, payroll, finance – in all these fields ATP Konsult strives to offer comprehensive solutions and services that help both established businesses and startups make the most of the market and their output. Aneta Hristova shares more.

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KIRIL ZHELEV: THE THRILL OF RISK AND PASSION FOR INNOVATIVE PROJECTS

Ability to turn even the most complex tasks into clear, achievable goals. Openness to the world and a constant search for new challenges and directions for growth. A genuine concern for society. These are some of the defining traits of today's most inspiring business leaders - and they can all be found in the personality and vision of Kiril Zhelev.

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PHILIP MATOV: WELCOME TO THE BRAVE CRYPTO WORLD

Blockchain technologies and cryptocurrencies are no longer a novelty. They often make the news – sometimes for their astonishing market performance, and sometimes for their spectacular price drops. However, when we zoom out from day-to-day fluctuations and focus on the bigger trends, we quickly realize that blockchain and crypto are not just here to stay – they are the future of markets, economies, and ultimately, our lives.

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SVETLIN SABEV: THE NEW FACE OF INVESTMENT

Spare funds, desire for a stable investment and... hesitation about the wisest way to proceed – many people today face this dilemma. The Bulgarian crowdfunding platform Afranga is the answer. It offers companies an innovative way to raise capital and people with spare funds the chance to invest in high-potential ventures bypassing intermediaries or hidden clauses. Its founder, Svetlin Sabev, explains how.

What exactly is Afranga?

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FRANCESCO FRATTINI: THE ITALIAN CONNECTION

From large corporations to small enterprises, Italian businesses form a significant part of the Bulgarian economy. For the past two decades, many of them have relied on Alias Group for timely, professional, and competent support. The consultancy was founded by a true business leader: Francesco Frattini – a man who not only has the vision and knowledge of what a business should do (and avoid) to succeed in Bulgaria, but who is also a passionate art lover. He has launched a side career as a film director and producer, and is now exploring further opportunities in the local market.

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ALEXANDER GEORGIEV: QUALITY FIRST

When Alexander Georgiev and two colleagues, Anna Zhelkova and Gergana Staneva, founded the ZSG Accounting Office in 2006, they started small. This gave them the agility to respond effectively to the ever-changing accounting environment and became a cornerstone of their success over the next 20 years. Today, ZSG has a reputation for reliability, precision, and professionalism in accounting, HR and payroll services, auditing, management accounting, and tax advisory for companies in Bulgaria.

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M&S IVANOVA: MODERN PAYROLL SERVICES FOR FORWARD-THINKING COMPANIES

In an era defined by rapid change, automation, and a shortage of qualified talent, one area of business continues to hold a vital role - accuracy and reliability in payroll and accounting processes. In this field, every mistake comes at a cost, while every moment of precision and attention to detail adds long-term value. That's why M&S Ivanova has become the preferred partner for companies seeking not just stability and expertise, but a relationship that goes beyond the numbers.

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ANGELOV AUDITING: TRUST, PROFESSIONALISM, AUTHORITY

The company offers a complete cycle of comprehensive services – corporate structuring, due diligence, accounting and tax services, payroll, financial analysis, tax engineering, representation before institutions, and financial audit.

The specialists at Angelov Auditing handle every task effectively thanks to their extensive experience in the field, combined with constant communication with clients and continuous professional development.

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TIP TRADE: SYNCHRONISING PEOPLE AND TECHNOLOGY

TIP TRADE is a company offering accounting and administrative services with a focus on professionalism, precision and a personal approach to clients. The TIP TRADE Group also includes Tip In, an insurance broker, and SOGO Finance, a company that offers operational leasing of motor vehicles. Through the combined efforts of its teams and the synergy between the group's companies, TIP TRADE offers a comprehensive package of services that saves clients time, resources and administrative burdens.

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TSVETELINA MIHAYLOVA: SUCCESS HAS TO BE EARNED

Building a recognisable new brand on the highly competitive insurance market is difficult – but possible. Tsvetelina Mihaylova, Chairperson of the BoDs and CEO of Axiom IC, knows this well. Before joining Axiom in 2022, she has dedicated her entire professional life to building an outstanding expertise in insurance. Her professional career kicked off at Bulstrad Vienna Insurance Company, then she held various management positions at HDI Insurance, Tokuda Health Insurance and Bulgaria Insurance. Mrs Mihaylova also holds a Master's degree in Insurance and Insurance Management.

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NATALIA PETROVA: INTELLIGENT INVESTMENT SOLUTIONS

How to invest your money wisely and make the most of the ever-changing economy, even in times of volatility and uncertainty, is a question that many people ask today. Natalia Petrova is one of the few people in Bulgaria who knows the answer. The CEO of Concord Asset Management, the largest non-bank asset manager in Bulgaria, she has over 20 years of experience in asset management, capital markets, equity and bond trading, UCITS products and services, and is a licensed investment advisor, broker and dealer in government securities.

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GERGANA PAVLOVA: SUSTAINABILITY AND INNOVATION

Gergana Pavlova is a second generation manager in a family business with 35 years of history, and a carrier of the authentic corporate culture of Sb Accounting & Consulting. With over 20 years of experience in managing experts and processes, Mrs Pavlova and her brother, Mr Lachezar Georgiev, had the incredible opportunity to work in one of the most challenging times for building successful business in Bulgaria.

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SVETLANA NAYDENOVA: DEDICATED TO PROFESSIONALISM

When an expert accountant and registered auditor with rich and diverse experience, such as Prof Svetlana Naydenova, PhD, manages a team of dedicated professionals, you can be sure that the services that they offer are top quality. However, the managing partner of SETY Auditing, an auditing company, is more than an outstanding professional. As a professor at the College for Management, Trade and Marketing in Sofia, and author of many specialised publications, Prof Naydenova eagerly shares her experience with professional and academia audiences.

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ANGELINA BORISOVA: BEYOND THE FRONTIERS OF ACCOUNTING

Some people are not just born entrepreneurs – they have also internalised the idea of life-long learning and constantly working on developing their talent. Angelina Borisova is such a person. When she founded the company for outsourced accounting services Anagami Digital Accounting in 2014, she had just got her MS in accounting from Sofia's University of National and World Economy. Thanks to her inexhaustible energy, curiosity towards the modern world, and skill to find talents and build teams, today Anagami is a reliable partner to scores of Bulgarian and foreign businesses.

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MIGLENA NIKOLOVA: THE ART OF ASSET APPRAISAL

The realistic appraisal of the true value and potential of a real estate, industry, machinery and even objects of intellectual property rights is key for having a successful deal. This is why thousands of companies have systematically chosen the partnership with Lasto Engineering. The expert appraisal company with impeccable reputation was founded by engineer Miglena Nikolova, a dedicated professional driven by genuine passion for her work.

What qualities should a lady and a professional possess to be a good appraiser?

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MARIA PETKOVA: IN THE WORLD OF BANK LENDING

Success in fields such as banking and lending requires years of work, consistent growth, and gaining experience. The story of Maria Petkova is a great example. Before founding Creditchoice Ltd, a loans brokerage company, in 2017, she climbed the steps of the banking hierarchy from a mobile banking consultant to head of the Agent Network Department. Today, in less than ten years on the market, Creditchoice Ltd has helped thousands of clients successfully finance various projects.

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